Finance

How to Start Building Your Credit

How to Start Building Your Credit

If you go to get a loan, whether it’s for a car, a house, or just for personal use, you need good credit. Credit is a quick indicator of your financial trustworthiness. Pretty much every aspect of your financial life gets easier when you’ve got good credit. But if you …

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Planning, Deferring and Saving: Patience Saves Money

Planning, Deferring and Saving: Patience Saves Money

We all know what it feels like to get your paycheck after weeks of waiting, turn around to spend it on the things you’ve been dying to buy, and then run out of money days later. This paycheck-to-paycheck feeling is awful, and can make you feel like there’s nothing you …

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Saving for the Future, or Saving for Yourself?

Saving for the Future, or Saving for Yourself?

One of the easiest ways to fail to save money like you should is to frame saving in the wrong way. Are you saving for the future in a formless way? Do you know what your saving is moving towards? If you’re just saving for the sake of saving, you …

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Why Are Used Cars So Expensive Right Now?

Why Are Used Cars So Expensive Right Now?

If you’ve tried to buy a used car in the past year, the odds are good that you encountered some difficulty finding one for a decent price. If you’ve been wondering why used cars are so downright expensive right now, you’re not alone. Let’s take a closer look at some …

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Why are Millennials so Distrustful of Retirement?

Why are Millennials so Distrustful of Retirement?

Millennials, in general, are distrustful of saving money the old-fashioned way. Institutions like Social Security, the stock market, and even some types of savings accounts are generally not Millennial favorites. Why is this? Some have suggested that Millennials’ relative wealth inequality, when compared to their parents, is part of this. …

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How Frugal Living Can Backfire: Money Makes Money

How Frugal Living Can Backfire: Money Makes Money

When it comes to saving money, you need to do more than just save it all and put it under your mattress. Cash in a coffee can doesn’t accrue interest, and it doesn’t reflect on your credit as good saving habits, either. Frugal living is a good thing, but it …

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Financial Tips Every Adult Needs to Hear

Financial Tips Every Adult Needs to Hear

Some people take their financial knowledge for granted. For some young adults, their knowledge of real finance tips might be fleeting at best. The worst part is, these younger adults often don’t even know that they have huge gaps in their knowledge. To help such people along, today we’re going …

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